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Payouts & earnings

Get paid fast. Know the math.

Every dollar that flows through DetailChimps is transparent. Here's the split, the timing, and how everything settles into your bank account.

The split

80%
You take home

80% of every booking, on every tier, on every job. No tiered fees, no surge cuts, no penalty for new pros.

100%
You keep all tips

Customers tip in-app after the job. 100% of the tip goes to you — DetailChimps never takes a cut.

The remaining 20% covers platform fees, customer support, payment processing, AI quality checks, and marketing that keeps your job feed full.

Payout methods & timing

Standard bank payout
2–5 business days

Free. Funds clear into your linked checking account on Stripe's standard ACH (US) or EFT (Canada) schedule once a job is approved.

Instant payout to debit card
Minutes

On-demand from your pro dashboard. Stripe charges a 1% fee (minimum $0.50) and the money lands on your eligible debit card within minutes, 24/7.

Daily auto-payout
Every business day

The default. Anything that's settled by the daily cutoff (10pm local) goes out the next business day, no action needed.

When funds release

  • AI approval = instant release

    When our AI clears your after-photos against the before-photos, your payout balance updates within seconds. From there, the chosen payout method controls how fast it hits your bank.

  • Borderline jobs go to human review

    If photos are inconclusive, an ops reviewer takes a look — usually within 30 minutes during business hours. Most still pass and release the same day.

  • Disputes pause the funds for that job only

    Other jobs keep paying out normally. Disputed jobs are held until resolved (usually 24–72 hours). You'll get a notification with the customer's reason and a chance to respond with photos.

  • Tips settle with the job

    Tips ride along with the base payout — same release rules, same speed.

Taxes & compliance

Year-end tax forms
January

Stripe issues a 1099-NEC (US) or T4A (Canada) for everything paid out the prior year. Downloadable from your Stripe dashboard, also emailed automatically.

Refunds & chargebacks
As needed

If a customer wins a refund or chargeback, the amount is deducted from your next payout. We protect you on disputes you can document with before/after photos — that's why kit verification and the in-app photo flow matter.